­
Welcome, Guest
Username: Password: Remember me

TOPIC: Minimum income floor

Minimum income floor 24 Aug 2018 13:59 #9948

  • chester
  • chester's Avatar
  • OFFLINE
  • New Member
  • Posts: 2
  • Thank you received: 3
Hello all,

I'm self employed and also claim housing benefit but was told yesterday that when my area is fully switched over to UC(no idea when that will be) that all self emp claimant's of housing benefit must meet the UC minimum income floor.
I was told the MIF states that self emp people must make the same as national minimum wage or you do not qualify for housing benefit aspect of UC.
This will affect thousand's surely? It was only a few years ago jobcentre were trying to force every man and his dog into self employment.

I'm worried as work has taken a down turn and last year i wouldn't of made the MIF..and probably wont this year.
Somehow i get the feeling that UC is not self employed friendly(or friendly to any poor sod that need's it!)
Can any one shed any light on the minimum income floor criteria please.
The administrator has disabled public write access.
The following user(s) said Thank You: jobber

Minimum income floor 25 Aug 2018 08:05 #9959

  • Paul-UB40
  • Paul-UB40's Avatar
  • OFFLINE
  • Administrator
  • Posts: 2227
  • Thank you received: 1512
Hi Chester,
and welcome to the Forum.
I think i am correct in saying Self employment is not UC freandley,
I was self employed for many years but gave it up 6 years ago.
as I understand it UC will be the death nail to self employment.
Hopefully some one with more knowledge of UC will be along soon.
The administrator has disabled public write access.
The following user(s) said Thank You: jobber, chester

Minimum income floor 25 Aug 2018 08:54 #9961

  • comply or die
  • comply or die's Avatar
  • OFFLINE
  • Platinum Member
  • Posts: 2227
  • Thank you received: 2196
Hi Chester, found this for you:
www.citizensadvice.org.uk/benefits/universal-credit/claiming/self-employed/

Also google the Money Advice Service and search for Universal Credit minimum income floor on their site (wouldn`t allow me to copy & paste the link)

It seems UC is not user friendly towards self employed people which is a smack in the face for people who want to do so. What DWP are looking for are earnings above what they consider to be above the monthly limit they set and like you said, some months will fall short of that. I seen a few people on the Channel Four news earlier this year (a pregnant woman who was a self employed photographer and a taxi driver) who were both told to find `other employment` due to not reaching this MIF target after their first year.

Hope this helps in the meantime. Not too sure about the Housing benefit element under these rules but CAB would be the people to ask. Should be information online about this also, but its better to get face to face information on such things.
The administrator has disabled public write access.
The following user(s) said Thank You: jobber, chester

Minimum income floor 25 Aug 2018 10:34 #9962

  • chester
  • chester's Avatar
  • OFFLINE
  • New Member
  • Posts: 2
  • Thank you received: 3
Hi and thanks to you both for the info and link's.
I'm just surprised that this MIF thing hasnt been covered far more in the media.
Look's like i'm spending my bank holiday reading up on this.

I've volunteered at a local homeless day centre and found out that they now have benefit's specialist's in every Monday to give advice so i'm going in on Monday 3rd.
Housing trust told me to pay what i can and that they cant take any legal action until i'm £750.00 in arrears and i have nothing to worry about as long as i can prove i'm waiting for benefit's to be switched...providing i meet this MIF bull....

Not looking forward to the big switch over.Worrying time's..
The administrator has disabled public write access.
The following user(s) said Thank You: comply or die, jobber

Minimum income floor 25 Aug 2018 12:22 #9963

  • comply or die
  • comply or die's Avatar
  • OFFLINE
  • Platinum Member
  • Posts: 2227
  • Thank you received: 2196
This is a subject that requires proper input for your circumstances Chester because nothing is worth puting yourself into rent arrears for. I don`t know a lot about this Minimum Income Floor but for reading some articles and hearing people`s stories on the news about how they had to give up being self employed due to this ridiculous upper limit people are supposed to meet each month or won`t get any UC paid. If you can`t meet the targets set, you don`t get paid that month.

It doesn`t bare well for people like yourself, who want to make a go of being self sufficient and `strive` to find something worthwhile to earn from. UC was mean to be user friendly and `make work pay`. As we know, that`s far from the reality.
The administrator has disabled public write access.

Minimum income floor 26 Aug 2018 13:27 #9972

  • JJ
  • JJ's Avatar
  • OFFLINE
  • Junior Member
  • Posts: 28
  • Thank you received: 44
Police starting salary
2010: £24,000
2018: £23,000

Newly qualified teacher salary
2010: £21,500
2018: £22,000
Fully qualified nurse starting salary
2010: £22,000
2018: £22,000
MP's salary
2010: £66,000
2018: £77,000
MP's have given themselves an 18% pay increase and frozen benefits.
The administrator has disabled public write access.

Minimum income floor 26 Aug 2018 15:54 #9973

  • comply or die
  • comply or die's Avatar
  • OFFLINE
  • Platinum Member
  • Posts: 2227
  • Thank you received: 2196
And yet teachers and nurses are always looking for more pay? Must be hard earning £22k a year and not managing.
The administrator has disabled public write access.

Minimum income floor 26 Aug 2018 18:25 #9974

  • Paul-UB40
  • Paul-UB40's Avatar
  • OFFLINE
  • Administrator
  • Posts: 2227
  • Thank you received: 1512
Comply you are out of Touch; Averidge income in Britain today is around £35,000,
Take into fact Time and Money spent by Teachers & Nurses to train, Mostly in University's
Leaving with an Averidge £20,000 Debit,
I Wonder why anyone would want to go down that Road,
Me I would go abroad & Leave this Sinking Ship called Britain.
The administrator has disabled public write access.

Minimum income floor 26 Aug 2018 19:52 #9977

  • Verc
  • Verc's Avatar
  • OFFLINE
  • Elite Member
  • Posts: 266
  • Thank you received: 502
Yet more examples of the UK govts definition of 'fairness'. Your pay falls below a threshold so they remove a benefit supposed to help those less well off when in a sane humanitarian country it should trigger entitlement. I wish I was of some help but afraid it is the writing on the wall. And yes they were encouraging people to set up in business.

The biggest hope remains the introduction of a Universal Basic Income which would protect people's basic living and allow them to take on more or less work without fear as and when appropriate. UC was meant to simplify things but in reality is another example of politicians saying the opposite of what they actually mean.

It wouldn't surprise me if some of these big companies paying low tax are going to start offering services previously offered by the self employed, force them out of business knowing full well they will be the ones most likely to apply for the lowest pay they can get away with offering.
ESA Appeals Veteran
The administrator has disabled public write access.
The following user(s) said Thank You: jobber

Minimum income floor 26 Aug 2018 21:43 #9980

  • jobber
  • jobber's Avatar
  • OFFLINE
  • Platinum Member
  • Posts: 807
  • Thank you received: 1289
This all ex[plains why joke shop are deliriously happy when anyone enquires about being self employed,they know they will get shafted this way and if not, then another :) :evil: :whistle:

I looked into this myself last year and once i saw the income levels needed /turnover etc it was a non starter due to the hell the dwp could cause someone trying to actually " do the right thing"

This is similar zero hour contracts, temporary agency contracts, once your in you can be seriously stuck and that's just where they want us as long as we are feeding them at the top of the food chain.

WORK ALWAYS PAYS, Yeah right!!



Fairness, they dont understand the meaning of that in their cocooned world.

I agree Verc, UBI will be the only sensible way to as much as the Tories will hate to implement this the way economics is now panning out globally there will be very few jobs that will pay the extortionate rents of the 90% ers.

If not, then they will have to suck it up and keep paying millions i benefits yea after year cos you cant take a horse to a well and make it drink;particularly if the well is dry. :)


in a 20 mile radius of where i live, a single person privately renting on an income of 22k a year 36-46% of that wage is already taken care of in rent, then add another 1200-1500 for council tax,its a pathetic situation and as Paul states above the travel costs factored in and most are in a world of hurt,the JAMS as they say.

Cost of living has been out pacing wages for years unless you are an MP that is, fully protected with a nice pension and a few houses to match.Bless em.
Fuel expense accounts etc all absorbed by the tax payer but they are hell bent on moaning to the tax payer about the scrounging unemployed as they see us.Some jobsworths out there actually believe the crap their fed.

The administrator has disabled public write access.
The following user(s) said Thank You: Verc
­