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TOPIC: UC `Lite Touch` amount?

UC `Lite Touch` amount? 15 Sep 2018 18:49 #10193

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Just been reading a reply to someone`s question on MoneySavingExpert.com forum about claiming UC alongside PIP and among the answers, someone told the poster that if they earn the equivalent of the NMW x 16 hours a week, which I calculated as £125.28p per week (£501.12 a month), that they should be placed in the `lite touch` of UC and not have to see a work coach or visit a job centre? Although they set the limit at £338 a month?

Has anyone on UC experienced this? I`m curious to know why if someone is working and they earn £338 a month that they get off the hook,so to speak when it comes to being contacted by a work coach or UC either in person or through the online journal? I was of the impression that unless someone earned enough to cover the upper limit of UC and also their housing costs, they would still have to look for `more` work or more `hours`? Not sure what to believe!
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UC `Lite Touch` amount? 21 Sep 2018 12:33 #10248

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Seems nobody has the answer to the above but that`s not surprising given that many of us (on UC or not) don`t truly have all the facts because most UC claimants get the single over 25 rate of £317.83 per month and have not managed to even FIND a job! So the in`s and out`s of what upper limits we get to can depend on different circumstances.

However, I was also looking at National Insurance rates recently and this came up:

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Does this mean if we earn BELOW or between the rates of £116 and £162 a week that we get paid NO credits towards our pension? It seems to say this but I could be missing something. Voluntary contributions cost money and we can`t know what the shortfall might be if we are in and out of contract work, for example and earning from zero hours contracts and falling just below this amount each time. So is this the end of working for 7 hours a week and under UC keeping 37p in the £ but LOSING the NI credits that usually go with it?
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UC `Lite Touch` amount? 21 Sep 2018 14:48 #10251

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As far as im Aware, (Check it out before taking any other action)
If you work on PAYE NI is payed by your employer, If Self employed you have to pay your own (Number of different levels, I never bothered paying any of it :whistle:
ended up with Greatly reduced Pension with NO pension credit top up :angry: )
If unemployed on old System I Think DSS payed NI, but think its being scrapped for the new "Work Place Pension" (No NI credits while signing on)
Depending on level your on UC is a big Unknown ?
If you spend any time in Custody/Prison NO NI Credits are payed, You have to top it up or have a reduced Pension With NO Extra Benefits to top your pension up;
So im in a much deeper shit Hole then I could have been in. :angry:

Bottom Line if you are Under 55 now, with Pension Age going up and up, Your be Dead before you qualify.
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UC `Lite Touch` amount? 22 Sep 2018 10:21 #10267

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This all seems to be a waiting trap for many low paid, part time earners Paul who may not realise if they earn under this £116 weekly amount, their national insurance credits may be NIL. This is what I`m trying to find out and something I would be taking up with my work coach, as should everyone just to be sure they are not working low hours and continually paid under this amount thinking they are being automatically credited NI when they are not. I can`t say one way or the other if this is the case, or as you said Paul, the employer pays these while we are working for them. Something that seems unclear.
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UC `Lite Touch` amount? 22 Sep 2018 13:03 #10269

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I was under the impression that employer didn't have to pay NI if you worked under 16 hours a week?
Toads - Philip Larkin
Why should I let the toad work, Squat on my life?
Can't I use my wit as a pitchfork And drive the brute off?
Six days of the week it soils,With its sickening poison -
Just for paying a few bills! That's out of proportion...
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UC `Lite Touch` amount? 22 Sep 2018 19:16 #10273

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Your guess is as good as mine moogs. It seems we are screwed whatever we do now. Only working full time seems to bring about all the usual NI credits and normality we would expect from working full time, but that`s fine if full time hours are something we can do. I would struggle to work (or even find) part time work given my situation, but all the same, it would be good to know what we are up against in regards NI credits when on lower hours. I suppose it`s something we would be challenged with once IN work and then discover we are not paying NI credits through our earnings, or paying them through via our employer. Totally in the dark on this.
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UC `Lite Touch` amount? 25 Sep 2018 12:33 #10295

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Found this on the moneyadviceservice website:

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When it states `you may not `PAY` National Insurance, I think what it means is, if we earn UNDER the stated amount, we still get credits paid? But this isn`t made clear. Are we still credited with a class of NI contributions by the government if we earn UNDER these limits?
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UC `Lite Touch` amount? 25 Sep 2018 13:00 #10296

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Sorry, posted the wrong image! :oops:

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Means much the same thing though...but it states "You begin PAYING national insurance once you earn more than £162 but doesn`t say whether we would be credited NI if we earn under this.
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UC `Lite Touch` amount? 04 Oct 2018 09:33 #10375

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Put in an FOI for this Comply thats a simple straight forward question and should :whistle: get a very clear answer.

Some info here: www.gov.uk/national-insurance-rates-letters
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UC `Lite Touch` amount? 04 Oct 2018 12:19 #10378

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Thanks jobber. I think I`m misunderstanding this as being, if we don`t earn over the £116 a week we don`t PAY (from our own wages) any NI contributions? BUT, it doesn't say who (if anyone) credits NI contributions to us if we don`t hit that amount? Are they saying no, you get zero (so nothing going towards our state pension) or yes, the government credit us points while we are earning under this amount? I`m not sure a FOI would make things any clearer but it`s definitely a question I want clarified. Will ask CAB if I`m in their office soon or maybe a work coach, although they usually don`t know or will say look it up!
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UC `Lite Touch` amount? 05 Oct 2018 00:00 #10385

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C or D, have you seen this?

“The intention is to apply it to claimants below a ‘conditionality threshold’. For most claimants, the threshold will be set at the weekly national minimum wage for a 35-hour week. At current levels, this would be £212.80 for single claimants over 21, and £425.60 for couples (before tax). Claimants with young children, caring responsibilities and work-limiting health problems would have a lower threshold, equivalent to the weekly national minimum wage for the number of hours they are required to be available for work, as set out in their claimant commitment.”

www.cpag.org.uk/content/escalating-conditionality

If you shout loud enough you may soon be able to speak to a Citizens Advice advisor and your Work Coach at the same time! It depends on whether other Citizens Advice offices are seeking funding to co-locate like this one in Glasgow (page 13):

www.glasgow.gov.uk/councillorsandcommittees/viewDoc.asp?c=P62AFQDN2UZL81T1T1

“Additional support and capacity to increase the services provided and reach of services by creating a hub in Westmuir Street
School where other partners will be co-located"

Why does the DWP like the idea of co-location?

assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/537089/ad-hoc-report-33-evaluation-of-the-universal-support-delivered-locally-trials.pdf

"the co-located and integrated Islington trial had very high take-up of support with 91 per cent take-up of digital services (342 of 374 claimants referred to support) and 80 per cent take-up of personal budgeting support (285 of 357 claimants referred to support)."

"The trials demonstrated clear benefits of co-located and integrated services. The ambition should be to co-locate support services within a single ‘hub’ wherever it is feasible to do so. In particular, this should mean co-locating Jobcentre Plus support alongside Local Authority services. Fuller co-location of other support services would also often also be desirable." (p87)

How will it work? "Excuse me, the bloke at that table just sanctioned me and told me to ask you for an explanation and a food parcel!" :unsure:
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UC `Lite Touch` amount? 05 Oct 2018 07:41 #10386

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Searcher wrote:
How will it work? "Excuse me, the bloke at that table just sanctioned me and told me to ask you for an explanation and a food parcel!" :unsure:

I can Imagine this in a year or two, Enter a room with a long line of Desks, You start at one end and Register your Birth, then work your way along until the last desk..
where you register your death :ohmy:
All co-located and you never have to leave the room, what a money saver :whistle:
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UC `Lite Touch` amount? 05 Oct 2018 08:34 #10388

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Thanks for posting Searcher. I read about the CAB being given money to `help` with Universal Credit claims and problems so I guess that might help or hinder people depending on the service they provide. I`ve used CAB services a few times myself and they are very good at supporting people and giving advice. Without CAB I feel many would be left struggling. However, this national insurance thing will be something we all have to take on board now, especially under UC, with it`s see-saw balancing out of how many hours we work and what we earn each week/month and the fluctuations it creates. If what you say (from the quote above) is correct and conditionally, earning under £212.80p a week means we won`t get any NI credits, I expect many peeps will be receiving annual letters from their contributions agency telling them they have a shortfall in their NI credits and if they want to pay the balance to `catch up`. That`s fine if we have the spare cash to do so and in the past, I`ve had to do this.
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UC `Lite Touch` amount? 10 Oct 2018 15:32 #10479

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I seem to have veered off course with my original question and ended up talking about National Insurance credits! :huh:

So....I`ve been looking again at what this AET (Administrative Earnings Threshold) is under UC for a single claimant over 25 and it`s £338 a month. So £84.50p a week.

On one website it states this - " Claimants expected to look for work up to an expected number of hours EACH WEEK. This is called the Conditionality Earnings Threshold (or CET) Once the claimant has achieved the CET they are considered to be `working enough` and the conditionality group related requirements will change.

Now I`m trying to understand the difference between AET (administrative Earnings Threshold) and CET (Conditionality Earnings Threshold) and what the upper limit is before any conditionality requirements are changed/turned off? Meaning, once we earn X amount on UC per month, we no longer have to meet a work coach or feel pressured to find more hours or more work.

The AET seems to suggest £338 a month, but what does this amount actually mean for UC claimants? And what is the CET in relation to the AET? It`s no wonder people are baffled by this. I`m presuming the CET is the one where once we earn up to, or over a certain monthly amount, our UC amount become ZERO because our earnings are such that they go over this CET? If that`s the case, then I just need to know what the AET means.

Press your buzzers now if you know the answer! :lol:
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UC `Lite Touch` amount? 10 Oct 2018 20:33 #10487

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Comply:it doesn't say who (if anyone) credits NI contributions to us if we don`t hit that amount?

Yes i see this Comply in line with the tories usual delusional mentality of 'get more part time jobs then you will be able to increase you Ni contributions .'record :cheer: :whistle: :evil:

This has me wondering as to why there is such a big media campaign particularly on radio about state pension.

Tories putting us all deep in crap up to our necks as some will be stuck in a part time job impossible to live let alone paying enough to qualify for state pension.

An FOI request will get the answer to this one or someone at CAB.


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UC `Lite Touch` amount? 10 Oct 2018 22:37 #10492

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Co-locating will save the joke shop from providing explanations as the CAB already sort out most of their mess even at times conducting research which shows this or that is not fit for purpose (not that this makes a ha'penny of a difference to the DWP's attitude). They will just administer the pain and like you guys I agree then point us to the next desk. Guess they can split the rent and save something but I bet the taxpayer won't see the benefit.
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UC `Lite Touch` amount? 11 Oct 2018 17:08 #10516

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Okay, this is a better overview of what I was trying to understand about CET and AET levels under UC.

www.disabledviewuk.com/universal-credit-earnings-and-job-searching-requirements/

Anyone not sure, take a note:

The CET is the conditionality amount we have to reach every month before they `switch off` any conditionality applying. This currently stands at £338 a month. The website then goes on to say if anyone working reaches this total, or earns OVER it, they should ask to be placed into the (AET) Administrative Earnings or `Lite Touch` regime. If you read down the article it explains what this means in terms of job centre plus contact.

If I`m understanding this correctly, earning £338 a month means we cannot be hounded to get more hours or another job, or take up training etc....correct me if I`m missing something. It`s really important that anyone on UC or about to claim it gets to grips with this. Me included!
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UC `Lite Touch` amount? 12 Oct 2018 12:05 #10522

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"conducting research which shows this or that is not fit for purpose"

There must be a lot of DWP departments due to close down then Verc
:lol: :lol:
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UC `Lite Touch` amount? 12 Oct 2018 12:15 #10524

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Call me nieve, but I`m reading this CET (£338) as being the amount we need to be earning monthly before we are able to ask to be placed in what they call this `lite touch` regime where a work coach will only contact us a few times by phone or email within a year. Although I`m still not convinced of this until members can post and say yes, this happened to me and that`s correct.

UC is still at the stage where most people will be earning under this amount so will still be classed as needing the most help, so will still be experiencing the full conditionality regime of `helping you back to work` notion. Working part time for example should we manage to earn around the £120 a week target should be enough to take us over this CET limit. An example would be:

Work 11 hours a week at NMW £7.83p an hour (£86.13p a week - £344.52 a month) leaves you £6.52p OVER the CET amount. :)
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UC `Lite Touch` amount? 20 Nov 2018 17:17 #11305

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I`ve came back to this thread to post some information about this `Lite Touch` regime I`ve been trying to get my head around and it seems that when a claimant earns £338 or ABOVE, this is what DWP calls their (AET) administrative earnings amount. See snippet below:

Also under Reg 99(6) UC 2013 a work search requirement cannot be imposed on a single claimant earning more than £338 per month or joint claimants earning more than £541 per month (However, they may have to meet other work related requirements).So a claimant or claimants who may not earn enough under Reg 90 to escape all work related requirements may still be able to avoid being subject to a work search requirement.This does not apply to those selected to take part in the Department For Work and Pensions’(DWP) In Work Pilot Scheme, which has been extended for another year from 19th February 2018.
The DWP calls the earnings limit in Reg 99(6) the Administrative Earnings Threshold (AET) and the earnings threshold in Reg 90 the Conditionality Earnings Threshold (CET).Claimants earning more than the AET but less than the CET will be put into the ‘Light Touch Regime’.²⁰ Single or joint claimants earning below the AET will be placed in the ‘Intensive Work Search Regime’.²¹

The CET (conditionality Threshold) is a higher amount, but it didn`t say what that was. It does mention in this paragraph the DWP `In Work Pilot Scheme` which has been extended for one year from 19th February 2018, so whether it will continue to be extended after February 2019 is anyone`s guess.

So in a nutshell, all those single UC claimants earning this £338 a month should be put into this `Lite Touch` regime, but if you are not, then ASK to be.
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