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TOPIC: Making a Claim for Universal Credit Advice

Making a Claim for Universal Credit Advice 05 Dec 2018 18:37 #11846

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I found this webpage which takes you though the UC online process. Although just reading through it take some doing and understanding, especially when it has TWO parts. The actual claim and then the Verify section. I can see why people get rather hot under the collar when in-puting details they might struggle with if they don`t have the correct documents to hand or get stuck on a question.

www.choice-housing.org/media/3308/step-by-step-guide-to-making-and-maintaining-a-universal-credit-clain.pdf

I notice one of the sections asks - "Does anyone live with you"? Yes, they do, but they are on pension credit! Wonder how they will work that one out? Looks like I should get advice on this before any claim is made because I`m not sure the system will have a `do you live with anyone claiming pension credit` on their list! :blink: That could scupper my claim mid-way through...
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Making a Claim for Universal Credit Advice 05 Dec 2018 20:09 #11847

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From what I was told it won't effect your claim if you are living with a parent who is on universal credit. I think it would only effect you if you are in a relationship with the person on uc otherwise they treat it as a single claim.
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Making a Claim for Universal Credit Advice 06 Dec 2018 09:04 #11851

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Comply I Advice you to see a Independent Qualified Expert first (Contact CAB) before attempting to make any Claim,
Because if you go and make a claim alone and make a mistake, DWP may not reverse what you mistakenly entered on your Application,
And you could end up worse of, or loose your Benefits Completely.
Dont use Guesswork, The Risks are far to high. :(
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Making a Claim for Universal Credit Advice 06 Dec 2018 09:38 #11856

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Catwoman: "they treat it as a single claim."

That would be great! But feel it wont be anyway near as simple as that,or at least i'd be very surprised.This whole system has more holes than a colander and not designed by accident i feel

Its all too complicated as they will want to look at all house hold income.Current benefits being claimed and ALL savings to arrive at the correct benefit to be awarded.

The transition aspect alone will cause most a major migraine especially if there are 2 people not married; or a couple as how they define 'couple.':whistle: :evil:

Let us know how it works out Comply and hope its not as bad as the picture i paint.


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Making a Claim for Universal Credit Advice 06 Dec 2018 10:38 #11858

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Will do guys, thanks. Will contact CAB next week as their offices are in the local town centre, so will pop in and ask about this. Especially as I have a looming work capability assessment now. :(

I don`t plan to claim UC if I`m found fit for work straight away, but will be fully preparing for it regardless over the next three months or so if I don`t have a choice.

Catwoman: Are you classed as a `non-dependant` in your household though? Are you claiming UC but your live at home with parents? My mother is a pensioner and I claim as a single woman but we are joint tenants, so are classed as separate entities by our council as regards housing benefit & council tax. Even though we live in the same house. We have everything split between us. Same CT, same HB reductions.
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Making a Claim for Universal Credit Advice 06 Dec 2018 14:21 #11863

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Cod.
I still live at home with my mother who is on pension credit im still on jsa. Because it is childhood home I don't know if I'm actually on the tenancy. But obviously because the council know I live their my mothers housing benifits is reduced as I am classed as non dependent . So I have to pay the reduced housing benefit out of my jsa.

The jc know I live at home so all it means is I don't get housing benefit. I hope this uc isn't going to become a bigger nightmare.
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Making a Claim for Universal Credit Advice 06 Dec 2018 17:07 #11869

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my 20 year old son has just left home.has he has just acquired a new full time job. but has he is classed as a non dependent he would have to pay %75 of the rent and council tax.and give me some money for food,so with bus fairs on top of that he would have nothing left, that's why he now lives at his girlfriends mothers. my flat feels empty now.just waiting for the the council to send me a bedroom tax bill.
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Making a Claim for Universal Credit Advice 06 Dec 2018 17:11 #11870

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can you not claim for it to be coverd from the discretionary houseing payment fund London123 guessing by your name your down south some place not sure if like Scotland you have that option
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Making a Claim for Universal Credit Advice 06 Dec 2018 17:43 #11872

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The `spare room subsidy` as it`s known or as we prefer to call it, the `Bedroom Tax` is another Tory loony-tunes idea to TAX the poor. I would be liable for this too if my mother didn`t occupy her bedroom so I would have three choices:

(a) Pay the extra £14 a week, (b) move to a one bedroom property or (c) ask for a discretionary housing payment, to cover the extra cost but have been onto my council`s website today and get this.....they WON`T pay you a discretionary payment AT ALL if you have more than X amount in savings or income per week, which I`d need to go back and check but I think it said it was around £120 odd quid a week, either in income or savings. AND that discretionary housing payments were for between 6 and 12 months ONLY and were not indefinite.

The benefit `Cap` for my local area is £296 a week for a single adult. I only pay half the full rent along with mum to make up the full weekly amount. Have spoken to council today relating to any ESA stoppage looming and the person I spoke to did say my mother`s circumstances would NOT be affected by mine for these instances, but I don`t yet know how the land lies when I need to make a claim for UC and the question asks - "Does anyone live with you" …..so need to get into CAB about this one. Will report back once I know the answer next week sometime.
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Making a Claim for Universal Credit Advice 06 Dec 2018 17:49 #11873

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Catwoman wrote: Because it is childhood home I don't know if I'm actually on the tenancy. But obviously because the council know I live their my mothers housing benifits is reduced as I am classed as non dependent .

Catwoman, if it`s just you and your mother occupying this house (is it council/Housing Association or other?) have you both thought about signing a joint tenancy agreement with your housing team? We did this to ensure I couldn`t be turfed out if anything happened to mum, but I also realise with the bedroom tax now hanging over us that I might have to wave my rights to this secure tenancy sometime in the future, but don`t know if that would mean puting myself into a situation where if I ended up in a one bedroom place that my tenancy would only be a two or three year tenancy agreement and not a secure one. So you can see why having a secure tenancy arrangement is a good thing. Ensuring a joint tenancy is also worthwhile. It means the council treat you the same as your mother as being responsible for paying half the rent, council tax etc....but your HB would be covered anyway when you on income based benefits like UC or JSA/ESA.
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Making a Claim for Universal Credit Advice 06 Dec 2018 18:18 #11874

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TheFinnster wrote:
can you not claim for it to be coverd from the discretionary houseing payment fund London123 guessing by your name your down south some place not sure if like Scotland you have that option

i live in west Yorkshire area, never heard of the discretionary houseing payment fund. just had to pay 3 weeks rent £300 out of my own pocket today. (borrowed from mother) just because i changed over from jsa to uc. and still have to wait until 29th for uc payment.
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